There are basic hand tools that everyone should have.
Hammer
Screwdriver (Philips & Flat head)
Pliers (needlenose, )
Tape Measurer
After you have those basics, and a lot of them are inexpensive, or found in the house and you didn’t even know you owned them!
I am going to go through the tools I use the most, that may not fall under your “given” tools above. See the next sections…